Saving Vault App Design

Savings Vault is an app that helps users manage, track, and grow their savings. It also lets them monitor expenses, making it easier to identify areas to cut back. It was mainly targeted for the students as they faces issues in managing their expenses.

Problem
Statement

Problem Statement

Gen Z often faces challenges with saving money due to factors like lack of discipline, limited financial education, and fewer responsibilities. The solution should go beyond tracking savings by empowering users to save more and spend less. This can be achieved by analyzing spending patterns, setting realistic saving goals, and providing tools to make smarter financial decisions.

Major problems students encounters -
• Lack of financial discipline
• Difficulty in tracking spending patterns
• Saving goals feels overwhelming & unachievable • Lack of motivation to save

Gen Z often faces challenges with saving money due to factors like lack of discipline, limited financial education, and fewer responsibilities. The solution should go beyond tracking savings by empowering users to save more and spend less. This can be achieved by analyzing spending patterns, setting realistic saving goals, and providing tools to make smarter financial decisions.

Major problems students encounters -
• Lack of financial discipline
• Difficulty in tracking spending patterns
• Saving goals feels overwhelming & unachievable • Lack of motivation to save

What did I do?

What did I do?

Discovery

Competitor Analysis

User research

Ideation

Design Process

User flow

Wireframing

Prototying

UX Design

Solution

High-fidelity wireframing

UX Design

UI Design

Design system

Usability testing

Saving Vault empowers students to build healthy money habits, avoid overspending, and start saving early, turning financial stress into financial control.

User Personas

With the help of understanding the pains & needs of different types of students, an application that really solve their problems can be created.

Himanshu

B.tech Student, 23 yrs old

Aarav is a third-year engineering student living away from home. He receives a fixed monthly allowance from his parents, which he tries to manage for food, rent, outings, and personal expenses. However, by the end of every month, Aarav often finds himself short on money and unsure where most of it went.

Pains

No clear idea of where the money goes

each month.

Struggles to stay within a set monthly budget.

Uses multiple payment apps (Paytm, GPay, Cash), difficult to consolidate all spending.

Needs

Monthly spending summary with visual insights.

Option to set budgets and get reminders before exceeding limits.

Syncing of multiple payment modes for unified tracking.

Riya Sharma

Design Student, 21 yrs old

Riya is a second-year design student living in a shared apartment near her college. She often spends on art supplies, café hangouts, and online subscriptions for design tools. Although she tries to save, her spontaneous purchases and irregular spending patterns make it difficult to manage her monthly budget.

Pains

Finds expense tracking apps too dull or complex to use daily.

Hard to keep track of shared expenses.

Feels guilty after realizing she spent too much mid-month.

Needs

A visually engaging and simple app to track daily expenses.

Smart notifications to avoid overspending.

Option to split and track shared expenses with friends.

User flow

Button

Information

Design System

48 px

48 px

24 px

24 px

24 px

16 px

16 px

24 px

Grids & Spacing

Colors & Gradients

#FA31A8

PRIMARY

GRADIENT

#B404F8

SECONDARY

Fonts & Typo

Gilroy

Regular

Medium

Bold

AaBbCc

ABCDEFGHIJKLMNOPQRSTUVWXYZ

ABCDEFGHIJKLMNOPQRSTUVWXYZ

1234567890!@#$%^&*(),.;’/?”:

Final Design

Saving Goals

Add or Manage your Savings Goal. Get saving insights.

Emergency Funds

Add your extra savings for emergency.

Expenses

Add or Manage your Expenses. Get expense insights to find areas to cut off expense.

Current Saving goals

Manage your saving goals. Add or withdraw savings.

Manage Funds

Edit, Add or Withdraw funds from your Emergency Savings.

Expense tracking

Add expenses manually or by scanning the bill to track monthly expenses.

Subscription

Manage your all subscriptions in one place.

Saving Insights

Get insights about your current savings.

Goal tracking

Oversee your savings Goal.

Add money or set auto-debit to

add savings automatically after

specific set intervals. Also add

more people to your saving goal

for group savings.

Saving Vaults app design

Learnings & Conclusion

Student finance may seem small, but the habit of saving early can shape future financial independence. Thoughtful design can play a big role in building these habits by making money management feel approachable, motivating, and even fun.

Designing this app showed me that UX is not just about making screens in Figma. It’s about understanding student struggles, doing research, identifying insights, setting goals, designing flows, testing, and then iterating until it truly helps the user.

Initially, I was attached to my design choices, but through feedback sessions, I learned to take suggestions positively and refine the app. This made the final solution stronger and more user-friendly.

While researching how students manage money, I came across countless budgeting tips, financial tools, and saving strategies. At first, it felt overwhelming, but I realized the key was to define one clear problem—making saving simple for students—and solve it step by step.


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